We believe successful investment management starts with understanding and implementing an effective risk management strategy. This is the cornerstone of your financial future. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.
The best starting point is to find out your personal risk number. Take a minute and run through our unique risk profile -takes one to two minutes.. Knowing your risk number helps us make investment recommendations that fit your situation and expectations. It also helps you better understand what you should expect in a money manager and brings together your objectives with our experience in picking investments that fit. It's FREE and a wonderful place to start.
How will you spend your new free time?
Identify shortfall that can sabotage your retirement.
Develop a budget that is workable and fits your lifestyle.
Track your expenses in real time and monitor results.
Complete and holistic view of your financial house.
Interactive portal with ALL your financial data in one secure location
Retirement planning, social security optimization, tax planning and more...
Unfortunately, Individuals often don’t understand the relationship between ordinary and capital incomes, leading to potentially significant tax inefficiency in their retirement strategy. With The Retirement Income Group, we can provide tax alpha and quickly identify sub-optimal situations, showing you how to make retirement decisions in the most tax-efficient way. Where applicable, we will analyze the following.
Portfolio Tax harvesting.
Which accounts and when to draw money from.
Capital gains analysis on the disposal highly appreciated assets with a solution.
All in mind, to pay the least amount of tax legally possibly
Estate Planning is not just for the wealthy. Just about everyone needs estate planning in some form or another. Nevertheless, so many people express wishes verbally to their families, but don’t follow through with the proper planning necessary to carry on family values, keep the peace in their families and provide financial security for their loved ones after they are gone.
Estate planning is so much more than just leaving stuff to people. It’s about protecting the people that we love.
We help our clients plan for the unexpected in life. We understand you want peace of mind in knowing that you minor children will be raised by those you choose and that your children will not inherit too much money too soon. We have all seen the devastating consequences of improper or no planning.
If you have a will, you will go through Probate. If you don’t have a will, the court will appoint your heirs, which may not be who you want.
Most people we talk with understand this, and it is something that they are just not willing to make their children go through.
Knowing you have properly prepared and planned your estate will give you and your family peace of mind. Planning your estate is one of the most thoughtful and considerate things you can do for yourself and for those you love.
Many people ask, “Why should I have a Living Trust?” As you will see, there are several reasons why a Living Trust may be essential to estate planning. A Living Trust eliminates the need for your heirs or surviving spouse to be subjected to the agony and unnecessary cost of probate; a Living Trust provides the entity to ensure that you either pay no estate and inheritance taxes or at least minimize those onerous taxes. In addition, a Living Trust establishes the means to provide for your needs in the event that you become incompetent; it provides the entity for the support and education of your minor children; it creates the vehicle to indirectly care for a handicapped child without jeopardizing his or her government benefits; and a Living Trust assures what all people want - privacy of their financial affairs.
You may think your heirs have been well provided for, but did you know that:
A Living Trust is a simple, relatively inexpensive legal alternative that eliminates the costs and delays of probate and ensures that your loved ones will receive their inheritance promptly and exactly as you intended.
A living trust may not be the best planning for everyone. Take the time to sit down and review your needs with us to answer questions and determine the best fit for your needs and wishes.
Give us call for a free consultation at (310) 461-8400
We work with an attorney and the experienced document processing of the Estate Planning Source, LLC to ensure that you are working with those knowledgeable and experienced in probate, estate planning and tax matters.
Investment advisory services offered through The Retirement Income Group LLC, a California Registered Investment Advisor and Brookstone Wealth Advisors, LLC (BWA), an SEC Registered Investment Advisor and an affiliate of Brookstone Capital Management, LLC. BWA and The Retirement Income Group are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.
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