Where is my money kept?

In our advisory role, we never take custody of client assets. We utilize Charles Schwab and Altruist as the custodians of client accounts and as our primary broker. Our relationship with Schwab is an arm’s length transaction with no exchange of funds between Schwab and us. When your account is established with schwab, you provide us with limited trading authorization on your account. This authority allows us to process trades directly in client accounts.